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Welcome! You're on your way to a lower car payment.

Refi My Ride helps Detroiters refinance their auto loans, secure a lower interest rate and reduce their monthly payments. Get started in 30 seconds by answering the question below, or click here for more information.

Start Over
Do you currently live, work, worship or volunteer in Wayne County?
Are you up-to-date on your auto loan payments?
I do not have an auto loan.
Do you work in the communicating arts field?
Are you up-to-date on your auto loan?
I do not currently have an auto loan.
We're Sorry.

Unfortunately, you do not qualify for Refi My Ride. At this time, we are only able to serve those who live, work, worship or volunteer in Wayne County and who are up-to-date on their auto loans. 

One Detroit Credit Union offers a comprehensive menu of banking and financial services. Click the button below to learn more about us and how we put our members first.

Learn more about 1DCU Personal Loans

Looking for a new auto loan? Click here.




You are eligible for Refi My Ride.

Click Apply Now to finish your application. Need help? Give us a call! (313) 965-8640

Apply for a 1DCU Auto Loan

Be sure to have the following details ready: (1) Contact Information, (2) Social Security Number (why?), (3) Income.



*MANAGED RISK LENDING: In the effort to help as many members as possible obtain credit, we use a Managed Risk Lending Program with all lending services for those who qualify and are approved for a loan. Your individual loan rate will be determined by your credit history. It is our goal to make these rates (regardless of your past credit problems) the best rates offered by any lender.