NEW! Refi My Toy

Make NO PAYMENTS for 90 days when you refinance your Boat, Off-Road Motorcycle, Jet Ski, Snowmobile, RV or Travel Trailer! Learn More >>

Refi My Toy

Don't let your new toy go "underwater". Refinance and take the summer off from loan payments!

Zero payments this summer

Your first 90 days are payment-free.* Relax and take a break from your loan this summer.

Which toys are eligible?

Boat, off-road motorcycle, jet ski, snowmobile, RV and travel trailer loans are all eligible for Refi My Toy. Have an auto loan you’d like to refinance? Refi My Ride can cut your rate in half!

Available for a limited time

Refi My Toy is only available April 1 through August 31, 2021. 


Qualify for an additional 0.25% discount on your refinanced rate when you set up automatic payments from your 1DCU account.

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*Loan for $10,000 at a rate of 4.25% APR for 48 months would require a payment of $226.91.  The Annual Percentage Rate (APR) is the credit union’s standard rate and is based on individual credit score. 90 day deferral program valid April 1st 2021 thru August 31st 2021 to qualified members for a new or used refinance of a recreational vehicle.  Offer is only good on a loan not currently financed at 1DCU.  Max loan value cannot exceed $60000 and term restriction apply based on loan amount.  Rates are based on individual credit scores and term. During the 90 day no payment period, members finance charge will continue to accrue. Rates and terms subject to change without notice. An additional 0.25% rate discount is applied when payments are set up to automatically come out of a 1DCU account.  Not all loans will qualify. Loan for $10,000 at a rate of 4.25% APR (Annual Percentage Rate)  for 48 months would require a payment of $226.91.