Pandemic Readiness & Response at 1DCU

We are closely monitoring the latest news about COVID-19, the disease caused by the novel coronavirus. We want you to know we're doing everything we can to make sure our branches are open and our Contact Center is staffed. As it always has been, the health and safety of our members, our staff, and our community are our priority. You can count on us, especially if you need our help.

During this time of uncertainty, you can rest assured that your accounts are safe with 1DCU and all funds are federally insured up to $250,000 by the National Credit Union Association (NCUA). 


Stay Home, Stay Safe

Effective at Midnight on Tuesday, March 24, 2020, Governer Whitmer has issued a "Stay Home, Stay Safe" executive order directing all nonessential businesses in the state to temporarily suspend in-person operations. 

Credit unions are among the essential services exempt from this order, and our critical banking operations will continue. 

We strongly urge you to stay home unless you are part of a critical infrastructure workforce, engaged in an outdoor activity, or performing tasks necessary to the health and safety of yourself or your family. 

You may access your 1DCU accounts 24/7 from your home computer or mobile device using our mobile app or online banking.

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Help Us Slow the Spread

In an effort to prevent the spread of germs and protect vulnerable people in our community, please consider using the following banking alternatives. 

Financial Need Alternative
Withdraw Cash

ATM or Shared Branch

Deposit a Check

Mobile Check Deposit. Remotely deposit checks with just a snap and a tap in our mobile app.

Pay Bills

Online Bill Pay. Make one-time or setup recurring payments via our mobile app

Apply for a Loan 

Apply Online or through our Mobile App for auto loans, personal loans, Refi My Ride and home equity lines of credit. 

Loan Closings/Signings

Please call our Contact Center at (313) 965-8640 to make an appointment. 


Make a Loan Payment

Online Payments. Make a one-time payment on any loans you have with 1DCU or setup recurring payments online

Check your Balance 

Online Banking or Mobile App. View your pending deposits and withdrawals as they happen.

Tel-A-Phone Teller. Get 24-hour access to your account from any touch-tone telephone.

Transfer Funds

Online Banking or Mobile App

New Account Openings

Please call our Contact Center at (313) 965-8640 to make an appointment. 


Don't have access to a computer or internet? Call our Contact Center at (313) 965-8640. We would be happy to assist you over the phone or help setup an in-person appointment.

Adjustments to Branch Lobby Hours

In an abundance of caution, and in cooperation with the guidance of our state and the federal government's “social distancing” protocols, we have made the following adjustment to our branches:

  1. Our Main branch downtown is OPENIf you need to complete a loan closing or open a new account, please make an appointment by calling our Contact Center at (313) 965-8640.
  2. Our Highland Park branch is temporarily CLOSED effective Monday, March 30, 2020.
    • The ATM at this branch accepts cash withdrawals only (no deposits).
  3. Our Mack (Eastside) branch is temporarily CLOSED effective Monday, March 23, 2020. 
    • The ATM at this branch accepts cash withdrawals only (no deposits).

If you have any questions or need assistance with your account, or need to make an in-person appointment for a loan closing or new account opening, please call us at (313) 965-8640. 

We will continue to update our website and social media platforms with the most up-to-date information related to the Credit Union’s actions, including any changes to service availability and hours.

We're Here for You

If you've been affected by COVID-19 and need help with your account, please call us at (313) 965-8640 to learn how we might help. We can offer deferred payments on existing loans and new small-dollar loans to offset any financial hardship you may encounter.

Remember, if we reach out to you our staff will never ask for confidential information such as your name, password, personal identification number (PIN) or other account information. Please see the Federal Trade Commission's advice for consumers to protect yourself from scams.

For the latest information about the coronavirus, we recommend reviewing the CDC's resource center.