Motor City Green Resources
Motor City Green Lending is a division of One Detroit Credit Union, built to help metro Detroiters finance green choices for their homes and vehicles.
This guide provides an interactive way to explore the resources and incentives available to you as a Metro Detroit resident, helping you save money and contribute to a greener community. By making eco-friendly choices more accessible to more people, we’re working to build a brighter, more sustainable future for everyone.
Electric Vehicles
Efficient Appliances
Home Solar Power
Explore rebates and find charging solutions.
Why Go Green in Detroit?
High energy costs are a significant burden for many in our community. Investing in green energy isn't just about sustainability; it's about financial relief and building a healthier home environment.
- Lower Your Utility Bills: About 30% of Detroit households face a high energy burden, spending over 6% of their income on energy. Upgrading to efficient appliances can significantly cut these costs.
- Reduce Your Carbon Footprint: Household appliances and personal vehicles account for 42% of the nation's energy-related carbon emissions. Your choices can make a real difference.
- Increase Your Property Value: Energy-efficient upgrades are a major selling point, increasing the long-term value of your home.
Embracing Electric Vehicles
The transition to EVs is a key step towards sustainability. This section details the financial incentives and infrastructure programs designed to make it easier for you to switch to an electric vehicle.
Vehicle Purchase Incentives
Federal Clean Vehicle Tax Credit
Up to $7,500
For new eligible EVs, or up to $4,000 (30% of sale price) for used EVs. Strict income limits and vehicle MSRP caps apply. Many dealers now offer the credit as an upfront discount.
Learn More →Utility Rebates
Major Michigan utility companies offer direct rebates to customers who purchase a new or used EV. Select your provider to see available offers.
Please select your utility to view specific rebates.
Harnessing Solar Power at Home
Generate your own clean electricity and reduce your energy bills with residential solar.
Available Solar Rebates & Tax Credits
Federal Residential Clean Energy Credit
30% of Cost
A major tax credit for the total cost of a new solar system (including battery storage), available through 2032.
Learn More →MI Property Tax Exemption
100% Exemption
Exempts the added value of your eligible solar system from your property taxes.
Contact your local tax assessor to apply.
Lansing BWL Rebate
$500 / kW
The Lansing Board of Water & Light offers a rebate for solar installations.
Check LBWL Site →Energy-Efficient Appliances
Upgrading to ENERGY STAR appliances is a simple way to lower your energy use. Explore rebates and federal tax credits to make these upgrades more affordable.
Find Appliance Rebates & Credits
Federal Tax Credit: Energy Efficient Home Improvement Credit
An annual tax credit for qualifying home improvements. Unlike a rebate, this is claimed on your taxes.
- Up to $1,200 annually for energy property costs (e.g., efficient windows, doors, insulation).
- Up to $2,000 annually for electric heat pumps and heat pump water heaters.
- Total annual limit of $3,200.
State Rebates: Michigan Home Energy Rebates (MiHER)
This new state program provides significant upfront discounts on home energy upgrades. It includes two main tracks:
1. Home Electrification and Appliance Rebates (HEAR)
Provides upfront discounts on high-efficiency electric appliances for low-to-moderate-income households.
- Heat Pump for Heating/Cooling: Up to $8,000
- Heat Pump Water Heater: Up to $1,750
- Electric Stove, Cooktop, or Dryer: Up to $840
- Insulation & Air Sealing: Up to $1,600
2. Home Efficiency Rebates (HER)
Provides rebates for whole-home projects based on verified energy savings, up to $20,000.
For full details on both programs and how to apply, see the Financing section.
Utility Rebates
Use the filters to find additional rebates from local utilities for your next ENERGY STAR purchase.
State Programs & Financing
Explore major state-wide programs and financing options designed to make your green energy transition more affordable.
Motor City Green Lending Program
This program from One Detroit Credit Union provides competitive rates and flexible financing options for a variety of eco-friendly upgrades, designed to help Detroit residents make energy-efficient improvements to their homes and vehicles.
What You Can Finance
- Electric & Hybrid Vehicle Loans: Get a discounted rate to purchase a fuel-efficient vehicle.
- Electric Motorcycle & Bicycle Loans: Finance an electric bike or motorcycle with a discounted rate.
- Energy Efficient Home Loans: Finance cost-saving energy improvements like solar panels, energy-efficient appliances, or new HVAC systems to lower utility bills and increase your home's value.
How to Apply
To learn more about the specific rates and apply for a loan, visit the Motor City Green Lending page.
APPLY NOW
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