Home Equity Loans

Get 100% of your home value to work with

A Home Equity Line of Credit or Fixed Term Loan is a great way to pay for home improvements, as well as other large purchases. Other lending institutions only loan on 80% of the value of your home. One Detroit Credit Union will loan on up to 100% of the value of your home - which means you will have more money to work with!

Apply for a 1DCU Home Equity Loan

**Variable Rate Features: Please refer to our rates page for terms and conditions

View our Home Equity Lines of Credit terms.

View our anti-redlining notice.

View our Fair Housing statement.

View our Equal Credit Opprtunity disclosure. 

NMLS # 1313879

Accidents can happen anytime. Don’t leave them unprepared.

Your untimely accidental death could leave your family with long lasting financial burdens. Accidental Death & Dismemberment insurance can help give them a safety net.

How does it work?

As a member of One Detroit Credit Union you are eligible to enroll for $2000 of no-cost TruStage® Accidental Death & Dismemberment Insurance underwritten by CMFG Life Insurance. AD&D insurance can pay a cash benefit to your beneficiary if you die in an accident or suffer a serious injury.

What’s covered?

Once you enroll, AD&D insurance pays a cash benefit to your beneficiary if you die from an accident or you are seriously injured. Credit union members ages 18 and over can also choose to increase their protection (Member Only Plan) or their family's (Family Plan) with up to an additional $300,000 in coverage.

Acceptance is guaranteed and there are no medical questions.‭

Enroll today at www.TruStage.com/ADD‬‬‬‬

TruStage® AD&D Insurance is offered by TruStage Insurance Agency, LLC and underwritten by CMFG Life Insurance Company. ‭The insurance offered is not a deposit and is not federally insured or guaranteed by One Detroit Credit Union.‬‬‬ Base Policy Series E10a-014-2012, E10a-ADD-2012 and E10a-015-2012.‬


AD&D Insurance. Claim your no-cost AD&D coverage now. Tru-Stage Insurance Company.