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Auto Loans

Thinking about buying a new or used car? Then starting at One Detroit Credit Union is the right choice. We are committed to making affordable car loans more available to all consumers, especially those who have been targeted by subprime lenders in the past. Our rates are organized according to the type of loan and your history to insure that you are always getting the best rate possible.* In many cases car loans do not require down payments!

Auto Bailout

Furthermore, if you have a car loan through another lender, we can beat their rate—by cutting it at least in half! Some of our successes include helping Jessica Hearns toss out a 19% interest rate for a 3.5% rate on her Chevy Impala. LaTonza VanBuren also saved on her interest auto loan by cutting her rate from 22.39% to 10.95%!

Give us a call or apply online to refinance that loan and save money every month.

Boat & RV Loans

One Detroit Credit Union will be happy to loan you the funds for a boat or RV at some of the best rates around.* You can even get pre-approved before you shop so you can negotiate a price with confidence, knowing your financing is already arranged.

Apply for a 1DCU Auto Loan


*APR = Annual Percentage Rate


*MANAGED RISK LENDING: In the effort to help as many members as possible obtain credit, we use a Managed Risk Lending Program with all lending services for those who qualify and are approved for a loan. Your individual loan rate will be determined by your credit history. It is our goal to make these rates (regardless of your past credit problems) the best rates offered by any lender.