Vehicle Loans

Thinking about buying a new or used car? Then starting at One Detroit Credit Union is the right choice. We are committed to making affordable car loans more available to all consumers, especially those who have been targeted by subprime lenders in the past. Our rates are organized according to the type of loan and your history to insure that you are always getting the best rate possible.* In many cases car loans do not require down payments!

Enjoy NO Payments for 60 Days

Now through June 30, 2025, enjoy no payments for up to 60 days when you finance your new or used vehicle with One Detroit Credit Union. 

Important Details

Rates and terms may vary depending on credit qualifications, direct deposit, and automatic payments from a 1DCU Checking or Savings account. Rates and terms are subject to change without notice. Monthly payment example per $1,000 borrowed on a loan term of 48 months at a rate of 3.00% Annual Percentage Rate is $42.98. APR varies based on model year, term, and credit score. All loans subject to approval. Membership required. 60-day no payment offer available to qualified buyers on approved auto loans. Interest accrues from the date of contract and is added to the principal balance. This may result in higher total loan costs. Offer subject to credit approval and may not be combined with other offers. Offer valid April 1, 2025 through June 30, 2025. Terms and conditions apply. See OneDetroitCU.org/vehicle-loans for complete details.