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Auto Loans

Thinking about buying a new or used car? Then starting at One Detroit Credit Union is the right choice. We are committed to making affordable car loans more available to all consumers, especially those who have been targeted by subprime lenders in the past. Our rates are organized according to the type of loan and your history to insure that you are always getting the best rate possible.* In many cases car loans do not require down payments!

Apply Now                    click here to check your application status

Refi My Ride

Furthermore, if you have a car loan through another lender, we can beat their rate—by cutting it at least in half! Some of our successes include helping Jessica Hearns toss out a 19% interest rate for a 3.5% rate on her Chevy Impala. LaTonza VanBuren also saved on her interest auto loan by cutting her rate from 22.39% to 10.95%!

Apply online to refinance that loan and save money every month.

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First Time Auto Loans

Ready to buy your first car? We offer special rates just for first-time buyers. Plus, our First Time Auto Loans come with NO co-signer required! Click here to learn more, or click the button below to start your application now. 

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Boat & RV Loans

One Detroit Credit Union will be happy to loan you the funds for a boat or RV at some of the best rates around.* You can even get pre-approved before you shop so you can negotiate a price with confidence, knowing your financing is already arranged.

*APR = Annual Percentage Rate

Apply for a 1DCU Auto Loan

You May Be Paying Too Much for Car Insurance

You work hard for your money and even harder to keep your budget on track. So why spend too much on car insurance—maybe hundreds of dollars too much?

How much could I save?

One Detroit Credit Union members could save hundreds of dollars on car insurance through the TruStage Auto Insurance Program. And it can be easy to switch carriers—without losing any money.

What are the advantages?

TruStage offers a powerful mix of savings and popular, member-friendly benefits:

  • Credit union member discounts
  • Nationally recognized companies
  • Friendly, 24/7 service—even on holidays
  • Discounts for multiple vehicles, safety features, good driving and more
  • Mobile app for easy claims

It can be easy to get a free quote today. Don’t wait to see how much you could save.


A Tradition of Strength

TruStage is part of a heritage of faithful service to credit union members spanning more than 80 years. Over 17 million people have selected TruStage for AD&D, life, auto & home insurance and more.

TruStage® Auto Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by One Detroit Credit Union.

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Saving on car insurance. Get a quote. TruStage Insurance Company.


*Term of up to 72 months; maximum secured loan amount is $60,000 and loan to value shall not exceed 125% of vehicle value. The rate and the amount of your loan are subject to credit approval and are based on your credit score and credit history. The annual percentage rate (APR) is the Credit Union’s standard rate. All Credit Union loan programs, rates, terms, and conditions are subject to change at any time without notice.