⚠️ FRAUD ALERT: Active "Spoofing" Scams

We are receiving reports of members getting phone calls and texts that appear to come from One Detroit Credit Union asking for personal account information. These are spoofing scams.

Please Remember: One Detroit Credit Union will never call or text you to ask for your account number, PIN, or password.

If you receive a suspicious call:

  1. Hang up immediately. Do not engage with the caller.
  2. Call us directly at (313) 965-8640 to verify if we were trying to reach you.

Read more about recent scams and fraud prevention >>

CASHIER CHECK ALERT: Exercise caution when accepting cashier checks that appear to be issued by One Detroit Credit Union. If you receive a check of this type, please contact us so we may verify the validity of the check.

 

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African American family surprised with a gift on Christmas day

Holiday Loans

Want to make this holiday season one to remember without breaking the bank? Treat yourself to one of our Holiday Loans and give yourself some extra cash to spend on gifts, travel, or whatever you choose! 

  • Borrow $500 - $4,000
  • Rates as low as 8.99%APR*
  • Take up to 12 months to repay

Apply Now

Online Loan Payments

Ready to make your life easier? You can make one-time and recurring loan payments online using approved payment methods. 

Get Started

To make a payment, click the button below to be directed to our payment portal, or click here to learn more

make a payment

*APR = Annual Percentage Rate. Rate and loan amount will be subject to credit approval and based on credit history. Monthly payment example per $1,000 borrowed for 12 monthly payments would be $87.66 per month. Offer valid November 1, 2025 through January 31, 2026. Membership required.

 

 

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