Annual Meeting Notice

Our Annual Meeting will take place at 7 p.m. on May 28, 2026. Click here for more details >>

⚠️ FRAUD ALERT: Active "Spoofing" Scams

We are receiving reports of members getting phone calls and texts that appear to come from One Detroit Credit Union asking for personal account information. These are spoofing scams. Read more about recent scams and how to protect yourself >>

Discover the 2026 Impact Report: See how we’re breaking predatory debt cycles, opening new branches, and investing 90% of our loans into underserved communities. DOWNLOAD YOUR FREE COPY >>

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Buried in Bills?

Stop juggling multiple payments and consolidate your debt into one manageable monthly payment.

1DCU Bill Consolidation Loan

  • Borrow up to $20,000
  • Interest rates from 10.99% to 18% APR*
  • Terms up to 60 months

Our Bill Consolidation Loan can help you pay off multiple other loans and/or credit cards, allowing you to get out of debt faster.

What kinds of bills can I consolidate?

  • Credit Cards 
  • Medical Bills
  • Lines of Credit
  • Payday Loans
  • Personal Loans
  • Seasonal Loans
  • And More!

Apply now

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*APR = Annual Percentage Rate. Rate and loan amount will be subject to credit approval and based on credit history. Monthly payment example per $1,000 borrowed at an annual percentage rate of 10.99% for 60 monthly payments would be $21.74 per month. Membership required.

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Next Steps

Find a Branch Open an Account Apply for a Loan