Write Yourself a Loan!

That´s right, write yourself a loan - with One Detroit Credit Union´s revolving line of credit! It is a loan that is secured by your signature. Once you receive approval, you can access it at any time for any amount (up to your credit limit). You can pick up your loan, have a check mailed to you, have the funds transferred to your checking account, or you can use special checks issued by the credit union. With revolving line of credit, you can´t go wrong.

The total maximum a member can borrow in unsecured loans is $20,000. This includes lines of credit in addition to seasonal loans or other unsecured loans you may have with 1DCU. 

Learn more about 1DCU Personal Loans

Seasonal Loans

Looking to save extra money duiring the winter and/or summer months? Our Holiday or Summer Loans may be the right option for you. With a term up to 12 months, you can borrow $500-$3,000.*

  • Holiday Loan Offering: Nov. 1st - January 31st
  • Summer Loan Offering: June 1st - August 31st

Expect the best out of life, but be prepared.

You’ve always done what’s right for the ones you love. Taking steps to ease the financial burden if you were to die is just one more way to show you care.

TruStage® Life Insurance can help give you peace of mind today and provide an income-tax free cash benefit for your family. It can help pay expenses you might leave behind like funeral costs, mortgage payments or unpaid debts.

TruStage helps make it easy to compare insurance and explore options you can afford—so you can make a good decision today for your family:

Don’t wait another day to be prepared.

Get an instant quote online today. Or, call 1-800-814-2914 and talk to a licensed agent.


A Tradition of Strength

TruStage is underwritten by CMFG Life Insurance Company, which is rated “A” (Excellent) as of February 2017 by A.M. Best, an independent rating service that evaluates financial stability and operating performance. “A” is the third-highest of 16 ratings.

TruStage® Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. © 2017 TruStage Insurance Agency


Life Insurance. Act Now. Tru-Stage Insurance Company.


*Term of up to 72 months; maximum secured loan amount is $60,000 and loan to value shall not exceed 125% of vehicle value. The rate and the amount of your loan are subject to credit approval and are based on your credit score and credit history. The annual percentage rate (APR) is the Credit Union’s standard rate. All Credit Union loan programs, rates, terms, and conditions are subject to change at any time without notice.