NEW! Find My Ride
Your All-in-One Tool to research, price, and test drive your next vehicle.
Your Path to financial empowerment.
At One Detroit Credit Union, we work hard to give you the financial choice and security you deserve. Every member makes a difference.
Don't Move...Improve!
Why not make your current house your dream home? A Home Equity Loan can help make it possible.
Now Open in Inkster
Visit our newest branch inside the Booker T. Dozier Recreation Center in Inkster, MI.
Outstanding Credit Union of the Year
We're honored to be recognized as 2024's Outstanding Credit Union by the Michigan Credit Union League. Join us on our mission to Impact & Change Lives.
Managing Your Financial Goals
Manage My Finances
We're more than a credit union; we're your partner in building a secure and prosperous life. Let's build your financial future together.
Major Purchase
Whether you're buying your first car, a new home, or earning your degree, we'll do everything we can to help make your dreams a reality. Ready to take the next step? Let's do it together!
Reduce Debt
Ready to break free from the burden of debt? Our Bill Consolidation Loan offers a clear path to financial stability. Plus, our member-focused approach means you get access to lower fees and personalized support. As a One Detroit CU member, you also have access to free financial counseling through our partners at GreenPath Financial Wellness.
Starting Out on my Own
This can be one of the most exciting yet intimidating times of our lives. We're here to make it a little less scary with tools to financially empower you to achieve your financial goals. You're not on your own, we'll be with you for the whole journey.
Support a Family
A growing family needs a robust array of financial tools and resources to help meet your goals. Whether you need help saving for future needs like education, a home, or retirement, want help building credit, or just require convenient access to funds for daily expenses, we're here for you. We even offer tools to help you teach your children and teenagers the importance of saving and managing money.
Plan for Retirement
Retirement isn't a one-size-fits-all journey. At One Detroit CU, we understand that your goals are unique. From maximizing your IRA to exploring diverse investment options, we'll help you build a secure and fulfilling future. Because at a credit union, you're not just a customer – you're a member, and your success is our priority.
Now Serving Inkster
We invite you to visit our newest branch, located inside the Booker T. Dozier Recreation Center in Inkster. The City of Inkster has been without a financial institution for the past 7 years. We're honored to be welcomed into the community here, and look forward to a long partnership.
Great Rates and Rewards
Discover a wide variety of everyday savings and exclusive offers when you apple for a 1DCU VISA card. Apply online once and we'll match you with the card that best fits your credit score and credit history.
NO Payments for 60 Days
Now through June 30, 2025, enjoy no payments for up to 60 days when you finance your new or used vehicle with One Detroit Credit Union.
It All Starts with Community
When you become a member of One Detroit Credit Union, you're not just opening a bank account. You're helping more Detroiters access affordable car loans, access cash when they need it, and achieve their financial goals. The more members we have, the more citizens we can help break free from payday loans, buy-here-pay-here auto loans, title loans, third party check cashing and other predatory practices.
The best part? It costs you nothing to make an impact on your community. Your deposits are still federally insured and yours to do whatever you want with. Keep them in a savings account, build your nest egg with a CD, have funds direct deposited to a checking account, earn dividends, access credit, live your life. It's a bank account that does good. Just by being there.