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Debit Card

Checking on the go!

Make purchases easy with the MasterCard that combines the characteristics of the ATM card with the capabilities of point-of-sale transactions, which debits purchases directly from your One Detroit Credit Union checking account. All 1DCU debit cards are now embedded with a microchip. 

ATM Limits

There is a limit of $800.00 that can be withdrawn in cash from ATM machines and a limit of $3000.00 that can be posted to your debit card per 24 hours. (Additional restrictions may apply.)

1DCU members have access to more than 100 ATM and branch locations through our partnership with the CO-OP credit union network. ATMs in this network may charge you a fee when you use them, however our members enjoy a limited number of free ATM transactions each month, depending on the type of checking account you have. 

Direct Star: 10 free CO-OP ATM visits per month

Standard or Everyday Checking: Six (6) free CO-OP ATM visits per month

To find a CO-OP ATM location near you, please click here

Activating Your Debit Card

To activate a new debit card, please call the Mastercard activation number at (800) 466-0040 and follow the voice prompts. 

Lost/Stolen Debit Cards

To report a MasterCard lost or stolen, call (800) 754-4128.

Rental Cars

1DCU debit cards cannot be used at any rental car dealership. This includes truck rentals such as moving trucks, cargo vans, and trailers. We invite you to use your 1DCU VISA credit card at these locations instead. 

Instant Issue Debit Cards

Lost debit card? Forgot your PIN? Don’t sweat it. Visit any 1DCU branch and we’ll replace your card on the spot. No waiting 10 days for a card to arrive in the mail. Learn more about Instant Issue Debit Cards

Please note there is a $10 fee to replace a lost debit card. If your card has expired, you will receive a new card in the mail within the same month as the expiration date.