Debit Card

Checking on the go!

Make purchases easy with the MasterCard that combines the characteristics of the ATM card with the capabilities of point-of-sale transactions, which debits purchases directly from your One Detroit Credit Union checking account. All 1DCU debit cards are now embedded with a microchip. 

ATM Limits

There is a limit of $800.00 that can be withdrawn in cash from ATM machines and a limit of $3000.00 that can be posted to your debit card per 24 hours. (Additional restrictions may apply.)

1DCU members have access to more than 100 ATM and branch locations through our partnership with the CO-OP credit union network. ATMs in this network may charge you a fee when you use them, however our members enjoy a limited number of free ATM transactions each month, depending on the type of checking account you have. 

Direct Star: 10 free CO-OP ATM visits per month

Standard or Everyday Checking: Six (6) free CO-OP ATM visits per month

To find a CO-OP ATM location near you, please click here

Activating Your Debit Card

To activate a new debit card, please call the Mastercard activation number at (800) 466-0040 and follow the voice prompts. 

Lost/Stolen Debit Cards

To report a MasterCard lost or stolen, call (800) 754-4128.

Rental Cars

1DCU debit cards cannot be used at any rental car dealership. We invite you to use your 1DCU VISA credit card at these locations instead.