⚠️ SECURITY TIP: One Detroit Credit Union staff will never ask for your personal information or online banking login over the phone or via email.

Ready more about recent scams and fraud prevention >>

Young Detroit Checking 

Is your teen outgrowing their piggy bank?

Whether they’re starting their first job or heading off to college, a Young Detroit Checking Account can help give teens a sense of freedom and independence while gaining real-world experience managing their finances.

Account Features

  • Designed for teens and young adults aged 13-26

  • Service fee is waived

  • Debit Card

  • ONE2GO, Online and Mobile Banking

  • Direct Deposit

Safer Than Cash

Don’t store your money under the mattress!

If your teen receives an allowance or earns money for chores and odd jobs, a checking account offers a safe place to keep track of their earnings. They’ll receive a debit card which they can use for purchases almost anywhere Mastercard debit cards are accepted and to access cash when needed. They can even have their paycheck direct deposited into their checking account!

One Detroit Credit Union is the only financial institution in Detroit that accepts municipal IDs to open a checking account.

To sign up, visit any 1DCU branch