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MyPay Today

Let us pay off your payday loans!

Trapped in a risky habit of borrowing high-interest funds every two weeks just to make ends meet? There is a better way. 

The Old Way

A Better Way

  • 400% APR
  • 18% APR*
  • 14-day repayment terms
  • 60-day repayment terms

End the cycle of predatory payday loans.

With MyPay Today, you can borrow up to $500 to access emergency cash when you need it. But unlike traditional payday loans, it comes with a reasonable interest rate and manageable repayment terms.

Borrow $500

Cover everyday expenses or get access to cash when you need it for unexpected emergencies.

18.00% APR* regardless of credit score

Most payday lenders in Michigan charge the equivalent of 400% APR* for a two-week loan. MyPay Today is a more affordable alternative.

60-Day repayment terms

Two weeks isn't enough time to get back on your feet. MyPay Today gives you two months to pay back your loan on your own time.

Apply for MyPay Today online

Please note that to be eligible for MyPay Today you must be a current member for a minimum of 90-days or 30-days with direct deposit. 

Apply Now Button MyPay Today                   click here to check your application status


*Term of up to 2 months; Annual Percentage Rate (APR) for MyPay Today is 18.00%. There is a $70 Annual Fee for MyPay Today. Payment Example: 2 monthly payments of $255.69 per $500 borrowed. All Credit Union loan programs, rates, terms, and conditions are subject to change at any time without notice. Must meet qualification requirements. Must be a member for a minimum of 90-days or 30-days with direct deposit.