⚠️ FRAUD ALERT: Active "Spoofing" Scams

We are receiving reports of members getting phone calls and texts that appear to come from One Detroit Credit Union asking for personal account information. These are spoofing scams.

Please Remember: One Detroit Credit Union will never call or text you to ask for your account number, PIN, or password.

If you receive a suspicious call:

  1. Hang up immediately. Do not engage with the caller.
  2. Call us directly at (313) 965-8640 to verify if we were trying to reach you.

Read more about recent scams and fraud prevention >>

CASHIER CHECK ALERT: Exercise caution when accepting cashier checks that appear to be issued by One Detroit Credit Union. If you receive a check of this type, please contact us so we may verify the validity of the check.

 

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MyPay Today

Let us pay off your payday loans!

Trapped in a risky habit of borrowing high-interest funds every two weeks just to make ends meet? There is a better way. 

The Old Way

A Better Way

400% APR

18% APR*

14-day repayment terms

60-day repayment terms

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Please note that to be eligible for MyPay Today you must be a current member for a minimum of 90-days or 30-days with direct deposit. 

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Check your application status

End the cycle of predatory payday loans.

With MyPay Today, you can borrow up to $500 to access emergency cash when you need it. But unlike traditional payday loans, it comes with a reasonable interest rate and manageable repayment terms.

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Cover everyday expenses or get access to cash when you need it for unexpected emergencies.

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18.00% APR* regardless of credit score

Most payday lenders in Michigan charge the equivalent of 400% APR* for a two-week loan. MyPay Today is a more affordable alternative.

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60-Day repayment terms

Two weeks isn't enough time to get back on your feet. MyPay Today gives you two months to pay back your loan on your own time.

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