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Mechanical Repair Coverage (MRC)

As your vehicle gets older, the risk and cost of repairs increases.

Drive with confidence, knowing you have Mechanical Repair Coverage.

With MRC you can enjoy many valuable benefits among which are:

  • Rental reimbursement: up to $35 per day (5-day maximum, 10-day maximum for parts delay); available on the first day of a covered repair
  • 24-hour emergency roadside assistance: up to $100 per occurrence; includes towing, battery jumpstart, fluid delivery, flat tire assistance and lock-out service
  • No out of pocket expense (except for any deductible): the administrator pays the repair facility directly for the covered repair

Protect yourself from unexpected costly repairs when getting your auto loan – Talk to One Detroit Credit Union to find out what Mechanical Repair Coverage plan is right for you. Visit any 1DCU branch or call (313) 965-8640. 


Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in NH, where coverage is provided and administered by Consumer Program Administrators, Inc. dba Consumer Warranty Program Administrators, in TX, where coverage is provided and administered by Consumer Program Administrators, Inc. dba The Administrators of Consumer Programs (TX License #175), in FL and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), and in WA, where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., all located at 175 West Jackson Blvd., Chicago, Illinois 60604, 1-800-752-6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. Coverage varies by state. Replacement parts may be new, used, non-OEM or remanufactured. Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions, and exclusions of this voluntary product.

MRC-2341946.3-0521-0623 CUNA Mutual Group ©2021, All Rights Reserved.

Contact Us

P.O. Box 32584
Detroit, MI 48232-0584

P: 313-965-8640
F: 313-965-0455