Rev Up Your Refund

Need a new ride? Use your tax refund to make a down payment and take advantage of 1DCU’s great rates. 

We offer financing on new or used vehicles with rates as low as 4.59% APR.* We are committed to making affordable car loans more available to everyone. Our team will work with you to get the best rate possible. 

Get pre-approved before you shop to make the process even easier!


*APR = Annual Percentage Rate. Your individual rate is determined based on term, credit score, and loan amount. For more information please visit call (313) 965-8640.

Direct Deposit Your Tax Refund

You’ll get your money faster if you use direct deposit for tax refunds. Tell your tax preparer that you prefer direct deposit, or provide your bank account information to the government when you file your returns. You can even split your refund into two or even three different accounts, making it easier to save some of your refund money. To provide direct deposit instructions, use the Refund section on Form 1040 Line 76b-d, or Form 1040EZ Line 13b-d.

To find your account number, log in at or on our mobile app, and follow the instructions below. 

How to Find Your Account Number

  1. Log in at or on our mobile app
  2. Click on your Share Draft or Share Savings account. 
  3. Select "Details."  For Share Draft accounts, you'll use your MICR number (a nine-digit number). For Share Savings, you'll use your five-digit Account Number.

To learn more about Direct Deposit, click the button below.


Love My Credit Union Rewards

Everyone is looking for ways to save money these days, and that's just what Love My Credit Union Rewards is all about! Below are some of the exclusive discounts helping our members save on products and services you use every day.

  • Receive a 10% discount (business members a 15% discount) on select regularly priced Sprint monthly data service.
  • Get safety and security of roadside assistance and more for less than $1 per week* with CU Road Pal.
  • Save up to $15 on TurboTax Federal tax products
  • Save on services for your home from ADT, DIRECTV, Allied, and more
  • Earn cash back when you shop at over 1,500 online retailers with Love to Shop

The more offers you take advantage of, the more you save. In fact, members have saved over $1.6 billion with Love My Credit Union Rewards discounts! Start saving today at

*Based on individual roadside assistance plan

Enjoy Exclusive Savings every day with Love My Credit Union