⚠️ SECURITY TIP: One Detroit Credit Union staff will never ask for your personal information or online banking login over the phone or via email.

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Put a little extra jingle in your pocket! Holiday Loans are now available >>
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Quick Rates

APR=Annual Percentage Rate
All rates are "as low as"

Vehicle Loans
5.99% APR*

Home Equity Loans
6.25% APR*

Lines of Credit
13.25% APR*

SEE MORE RATES

What's New

Add Your 1DCU Debit Card to Your Digital Wallet

Use your payment-enabled mobile device to pay quickly and easily. 

  1. Convenient: All the benefits of your 1DCU Mastercard on your mobile device. 
  2. Secure: Your transactions are always backed by the security of Mastercard. When you make a payment using your mobile device, a digital token protects your information with a unique identifier. 
  3. Accepted: Look for the contactless symbol at checkout and use your 1DCU digital wallet anywhere it's accepted. 

 

Apply Now

When you deposit money into One Detroit Credit Union

Your money stays in the local community and can help a family get their first mortgage, finance a student's education, and empower others to break free from predatory lending situations.

Refi My Ride helps Detroiters refinance their auto loans, regardless of credit score, putting money back into the hands of real people instead of the pockets of predatory lenders. 

Click below to learn more about Refi My Ride.

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