More Than Banking: The 2026 One Detroit Impact Report
Shifting from transaction-based banking to becoming a strategic community partner. For 91 years, our mission has been to ensure everyone deserves access to fair financial resources.
In 2025, we faced significant roadblocks, including federal funding freezes and increased scrutiny placed on Minority Depository Institutions nationwide. But we didn't rely on old models. We evolved. Today, we are actively looking beyond traditional models to build deeper, strategic alliances with the cities, organizations, and local changemakers who share our vision. Read how collaboration is reshaping the financial landscape of Metro Detroit.
DOWNLOAD THE 2026 IMPACT REPORT
Leadership Insight
"True impact requires more than just funding; it requires partnership. We are moving beyond transaction-based banking to become a strategic community partner. We don't just open doors; we build bridges." — Portia Powell, President & CEO
Impact by the Numbers (2025 Year-End Data)
- 12,260 Total Members
- $64.3 Million Total Asset Size
- $15,684,384 Total Loans Disbursed in 2025
- 90% of Our Loans Invested Directly into Underserved Communities
- $1 Million in Payday Loan Fees Saved Annually by Members via MyPay Today
- $5.5 Million Wealth Restored to Detroiters Refinancing Predatory Debt via Refi My Ride
- 2 New Locations: Expanding Our Footprint in 2026 to River Rouge and 8 Mile
Eradicating Banking Deserts
When the City of Inkster faced a critical lack of financial options, they didn't just need a bank—they needed a true partner. Collaborating directly with city leadership, we established the first financial institution to open a branch in Inkster in over seven years, restoring financial dignity to a historic community.
The First 6 Months of Impact in Inkster:
- 114 New Members
- $126,512 in New Loan Dollars Funded
- $500,000 Estimated Total Community Investment
Take Action: Shape the Future of Detroit Together
Join the Movement as a Member When you become a member of One Detroit, you become an owner, not just a customer. Your deposits instantly help neighbors escape predatory debt, secure safe transportation, and achieve financial freedom.
Design a Customized Community Partnership
True community banking doesn't happen behind a desk. From establishing a loan loss reserve to administering specialized 0% home loan programs, we work closely with corporate, nonprofit, and municipal organizations to align corporate missions with localized impact.
- Partner with Us: Call our team at (313) 965-8640 or email service@OneDetroitCU.org to launch an alliance with a lasting impact.