Pandemic Readiness & Response at 1DCU

We are closely monitoring the latest news about COVID-19, the disease caused by the novel coronavirus. We want you to know we're doing everything we can to make sure our branches are open and our Contact Center is staffed. As it always has been, the health and safety of our members, our staff, and our community are our priority. You can count on us, especially if you need our help.

During this time of uncertainty, you can rest assured that your accounts are safe with 1DCU and all funds are federally insured up to $250,000 by the National Credit Union Association (NCUA). 

March 7, 2022 UPDATE

Effective Monday, March 7, 2022 -- In accordance with recommendations from the CDC and State of Michigan, a face mask is no longer required while visiting 1DCU branches. Members, visitors, and team members are welcome to wear a mask if they prefer or feel more comfortable wearing one. 

We encourage you to continue practices that help prevent the spread of germs. If you are feeling unwell please consider using mobile or online banking (see details below). 

For more information about the State of Michigan's policy as well as vaccine information and resources, please visit

Bank Anywhere

We strongly encourage you to take advantage of our online and mobile banking services, where you may access your 1DCU accounts 24/7 from your home computer or mobile device. 

Download Our Mobile App

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In an effort to prevent the spread of germs and protect vulnerable people in our community, please consider using the following banking alternatives. 

Financial Need Alternative
Withdraw Cash

ATM or Shared Branch

Deposit a Check

Mobile Check Deposit. Remotely deposit checks with just a snap and a tap in our mobile app.

Pay Bills

Online Bill Pay. Make one-time or setup recurring payments via our mobile app

Apply for a Loan 

Apply Online or through our Mobile App for auto loans, personal loans, Refi My Ride and home equity lines of credit. 

Loan Closings/Signings

E-signings are available for some loans. Please call our Contact Center at (313) 965-8640 for details, or visit a branch

Make a Loan Payment

Online Payments. Make a one-time payment on any loans you have with 1DCU or setup recurring payments online

Check your Balance 

Online Banking or Mobile App. View your pending deposits and withdrawals as they happen.

Tel-A-Phone Teller. Get 24-hour access to your account from any touch-tone telephone.

Transfer Funds

Online Banking or Mobile App

New Account Openings

Visit any of our three branch locations.


Don't have access to a computer or internet? Call our Contact Center at (313) 965-8640. We would be happy to assist you over the phone.

Branch Lobby Hours

All three of our branch locations are open. Effective Monday, August 17, 2020, an appointment is no longer required for loans or new account openings. Please keep in mind we may ask you to wait outside in your vehicle or return at a later time if we are at maximum capacity inside the branch.

Click here to find the location nearest to you and view branch hours.

We will continue to update our website and social media platforms with the most up-to-date information related to the Credit Union’s actions, including any changes to service availability and hours.

We're Here for You

If you've been affected by COVID-19 and need help with your account, please call us at (313) 965-8640 to learn how we might help. We can offer deferred payments on existing loans and new small-dollar loans to offset any financial hardship you may encounter. Learn more about Financial Hardship Loans here

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Remember, if we reach out to you our staff will never ask for confidential information such as your name, password, personal identification number (PIN) or other account information. Please see the Federal Trade Commission's advice for consumers to protect yourself from scams.

For the latest information about the coronavirus, we recommend reviewing the CDC's resource center.